Law & Banking: Applications
16 week Online course

Member Price with textbook: $465
With Out textbook: $355
Nonmember Price with textbook: $570
With Out textbook: $445
General Information on Online Courses
Questions? Contact Susan Clark at the IBA at 317/387-9380.

Course Description:
This newly updated AIB course reflects the ways that banks do business and how they are affected by laws and regulations --- in plain English for the non-lawyer. It is devoted to the basic laws and banking regulations that govern deposit accounts, lending, real estate lending, bankruptcy, non-deposit products and services, international banking, marketing, safety and soundness, and information reporting.

Audience: Personnel who are new to banking or require a refresher course on the legal basis for many banking services and transactions.

Learning Objectives:
After successfully completing this program, you will be able to:

• Discuss laws and regulations pertaining to deposit account relationships such as regulations D, E, Q, CC, and DD
• Explain legal protections afforded to consumers by such laws as Equal Credit Opportunity, Fair Housing, and Truth in Lending, and more
• Describe key laws affecting real estate transactions such as RESPA and HOEPA, and more
• Describe provisions of bankruptcy law covering liquidation, rehabilitation, and relief, and the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act
• Identify major laws and regulations governing bank trust, securities and insurance activities; marketing and international banking
• Describe major provisions of laws and regulations protecting bank operations such as regulations O and W
• Explain provisions of laws such as HMDA, Bank Secrecy Act, USA Patriot Act, Financial Privacy and OFAC regulations

Textbook:
Law & Banking, 2008 , ABA (This textbook is used for both the Law and Banking: Applications and Law and Banking: Principles online courses. If you purchased the book for one of the courses, you should register for the second course without the textbook.)

Prerequisites:
Law & Banking: Principles is highly recommended, but not required.

Course Credits: AIB: 3.0; ICB: (CCTS, CLBB, or CRCM) 45.0